Most lenders are looking for specific documents for review prior to responding to a Short Sale request.
In our experience, the below is a list of the documents you should be prepared to provide as part of the Short Sale file that will be submitted to your lender(s). The earlier you provide these to your agent, the more quickly your file can be presented to your lender(s).
| Short Sale Seller Documents |
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Copy of most recent mortgage statement(s) |
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Two (2) years tax returns – most recent |
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Two (2) months most recent pay stubs |
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Two (2) most recent bank statements for all bank accounts and
brokerage accounts EXCEPT information on retirement accounts |
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Hardship Letter |
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Personal Financial Statement (Fannie / Freddie) form (attached) |
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Signed Letter of Authorization, authorizing the Lender(s) to
speak with Mortgage Resolution Services, Inc. (attached) |
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